Open today from 8:00 am to 5:00 pm • Call to schedule a visit.
Clinic Location

2896 Gulf Breeze Pkwy
Gulf Breeze, FL 32563

Santa Rosa County
Contact Information

Overall Rating
Star Rating

About This Clinic in Gulf Breeze, Florida

Welcome to the primary care reference profile for **Live Oak Medical Associates**, an operational healthcare clinic located at 2896 Gulf Breeze Pkwy Gulf Breeze, FL 32563 . Serving the Santa Rosa County community, patients receive care from a multi-provider medical team including Karen Pennington, M.D., David Kellen, M.D., and other qualified specialists. Patients frequently commend the clinic for providing **warm and caring staff** and maintaining a **attentive and thorough care**. Live Oak Medical Associates accommodates multiple health coverage options, accepting major networks such as **Medicare, Ambetter, UnitedHealthcare**. This provider is open 5 days a week. Read further below to access their local phone number, detailed weekly office hours, and patient reviews.

Baptist Medical Group Primary Care, part of Baptist Health Care, offers a wide range of primary care services and is committed to providing high-quality care throughout various stages of life. The organization comprises numerous primary care physicians and specialists, ensuring comprehensive healthcare solutions for patients. As one of the largest non-governmental employers in Northwest Florida, Baptist Health Care operates multiple hospitals and medical parks, emphasizing its commitment to community health and well-being.

Hours of Operation

Find out if the provider is open today.

Day Hours
Monday 8:00 am - 5:00 pm
Tuesday 8:00 am - 5:00 pm
Wednesday 8:00 am - 5:00 pm
Thursday 8:00 am - 5:00 pm
Friday 8:00 am - 5:00 pm

Care Services

  • Ear, Nose, Throat (ENT)
  • Emergency & Trauma
  • Hematology / Oncology
  • Mother-Baby Center (Labor and Delivery)
  • Non-Surgical Sports Medicine
  • Physical Medicine & Rehabilitation
  • Women’s Health

Accepted Insurance Plans

Need to verify your coverage? Live Oak Medical Associates and its resident providers could accept the insurance plans listed below. Because coverage can change, we recommend a quick call to the clinic at (850) 932-2203 to confirm they accept your specific plan before your appointment.

Aetna CVS Health

Bronze 4 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7Bronze 4 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + VisionBronze S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7Gold 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7Gold 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + VisionGold 3 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7Gold 3 Advanced: Aetna network + $0 MinuteClinic + Adult Dental + VisionGold S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7Silver 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7Silver 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + VisionSilver 5 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7Silver S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7Silver S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 + Adult Dental+Vision

Ambetter Health

Complete GoldComplete Gold + Vision + Adult DentalElite BronzeElite Bronze + Vision + Adult DentalElite SilverElite Silver + Vision + Adult DentalEnhanced Diabetes Care Silver with $0 Drug OptionsEnhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult DentalEveryday BronzeEveryday Bronze + Vision + Adult DentalEveryday GoldEveryday Gold + Vision + Adult DentalFocused SilverFocused Silver + Vision + Adult DentalStandard Expanded BronzeStandard Expanded Bronze + Vision + Adult DentalStandard GoldStandard Gold + Vision + Adult DentalStandard Silver

Ambetter of Alabama

Complete GoldComplete Gold + Vision + Adult DentalElite BronzeElite Bronze + Vision + Adult DentalElite GoldElite Gold + Vision + Adult DentalElite SilverElite Silver + Vision + Adult DentalEveryday BronzeEveryday Bronze + Vision + Adult DentalFocused SilverFocused Silver + Vision + Adult DentalStandard Expanded BronzeStandard Expanded Bronze + Vision + Adult DentalStandard GoldStandard Gold + Vision + Adult DentalStandard Silver

Blue Cross and Blue Shield of Alabama

Blue Access Gold for BusinessBlue Choice Platinum for BusinessBlue HSA BronzeBlue HSA Silver for BusinessBlue ProtectBlue Saver BronzeBlue Saver Bronze for BusinessBlue Saver Gold for BusinessBlue Secure Gold for BusinessBlue Secure Silver for BusinessBlue Value GoldBlue Value Silver

Florida Blue (BlueCross BlueShield FL)

BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx)BlueOptions Bronze 24J01-04 ($0 Virtual PCP Visits / 3 PCP Visits for $0 then $55 / Rewards)BlueOptions Bronze 24J01-06 ($0 Virtual PCP Visits / Rewards)BlueOptions Bronze 24J01-17 ($0 Virtual PCP Visits / $50 PCP Visits / Rewards)BlueOptions Bronze 24J01-18S (Multilingual Available / Rewards)BlueOptions Gold 24J01-09 ($0 Virtual PCP Visits / $15 PCP Visits / Rewards)BlueOptions Gold 24J01-12 ($0 Virtual PCP Visits / $15 Labs / Rewards)BlueOptions Gold 24J01-20S ($30 PCP Visits / Multilingual Available / Rewards)BlueOptions Platinum 24J01-05 ($0 Virtual PCP Visits / $0 Labs / $15 PCP Visits / Rewards)BlueOptions Platinum 24J01-08 ($0 Virtual PCP Visits / $0 Labs / $10 PCP Visits / Rewards)BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards)BlueOptions Silver 24J01-03 ($0 Virtual PCP Visits / $0 Labs / Rewards)BlueOptions Silver 24J01-07 ($0 Virtual PCP Visits / $50 PCP Visits / Rewards)BlueOptions Silver 24J01-19S ($40 PCP Visits / Multilingual Available / Rewards)BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx)BlueSelect Bronze 1449 ($0 Virtual PCP Visits / 3 PCP Visits for $0 then $55 / Rewards)BlueSelect Bronze 2139 ($0 Virtual PCP Visits / $50 PCP Visits / Rewards)BlueSelect Bronze 2139E ($0 Virtual PCP Visits / $50 PCP Visits / Adult Dental & Vision / Rewards)BlueSelect Bronze 2139V ($0 Virtual PCP Visits / $50 PCP Visits / Adult Vision / Rewards)BlueSelect Bronze 2342S ($50 PCP Visits / Multilingual Available / Rewards)BlueSelect Bronze 24L01-01 ($0 Virtual PCP Visits / Rewards)BlueSelect Gold 1535 ($0 Virtual PCP Visits / $15 PCP Visits / Rewards)BlueSelect Gold 1535V ($0 Virtual PCP Visits / $15 PCP Visits / Adult Vision / Rewards)BlueSelect Gold 1835 ($0 Virtual PCP Visits / $15 Labs / Rewards)BlueSelect Gold 2344S ($30 PCP Visits / Multilingual Available / Rewards)BlueSelect Platinum 1451 ($0 Virtual PCP Visits / $0 Labs / $15 PCP Visits / Rewards)BlueSelect Platinum 1457 ($0 Deductible / $0 Virtual PCP Visits / $10 PCP Visits / Rewards)BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards)BlueSelect Silver 1443 ($0 Virtual PCP Visits / $0 Labs / Rewards)BlueSelect Silver 1443E ($0 Virtual PCP Visits / $0 Labs / Adult Dental & Vision / Rewards)BlueSelect Silver 1443V ($0 Virtual PCP Visits / $0 Labs / Adult Vision / Rewards)BlueSelect Silver 1456 ($0 Virtual PCP Visits / $50 PCP Visits / Rewards)BlueSelect Silver 2343S ($40 PCP Visits / Multilingual Available / Rewards)

Florida Blue HMO (a BlueCross BlueShield FL company)

BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx)BlueCare Bronze 24K01-03 ($0 Virtual PCP Visits / 3 PCP Visits for $0 then $55 / Rewards)BlueCare Bronze 24K01-05 ($0 Virtual PCP Visits / Rewards)BlueCare Bronze 24K01-25 ($0 Virtual PCP Visits / $50 PCP Visits / Rewards)BlueCare Bronze 24K01-31S (Multilingual Available / Rewards)BlueCare Bronze 24K02-17 ($0 Virtual PCP Visits / 3 PCP Visits for $0 then $55 / Rewards)BlueCare Bronze 24K02-18 ($0 Virtual PCP Visits / Rewards)BlueCare Bronze 24K02-23 ($0 Virtual PCP Visits / $50 PCP Visits / Rewards)BlueCare Bronze 24K02-26S (Multilingual Available / Rewards)BlueCare Gold 24K01-08 ($0 Virtual PCP Visits / $15 PCP Visits / Rewards)BlueCare Gold 24K01-10 ($0 Virtual PCP Visits / $15 Labs / Rewards)BlueCare Gold 24K01-33S ($30 PCP Visits / Multilingual Available/ Rewards)BlueCare Gold 24K02-20 ($0 Virtual PCP Visits / $15 PCP Visits / Rewards)BlueCare Gold 24K02-28S ($30 PCP Visits / Multilingual Available / Rewards)BlueCare Platinum 24K01-04 ($0 Virtual PCP Visits / $0 Labs / $15 PCP Visits / Rewards)BlueCare Platinum 24K01-07 ($0 Virtual PCP Visits / $0 Labs / $10 PCP Visits / Rewards)BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards)BlueCare Platinum 24K02-15 ($0 Virtual PCP Visits / $0 Labs / $10 PCP Visits / Rewards)BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards)BlueCare Silver 24K01-02 ($0 Virtual PCP Visits / $0 Labs / Rewards)BlueCare Silver 24K01-06 ($0 Virtual PCP Visits / $50 PCP Visits / Rewards)BlueCare Silver 24K01-32S ($40 PCP Visits / Multilingual Available / Rewards)BlueCare Silver 24K02-21 ($0 Virtual PCP Visits / $0 Labs / Rewards)BlueCare Silver 24K02-27S ($40 PCP Visits / Multilingual Available / Rewards)myBlue Bronze 1601 ($0 Virtual PCP Visits / 3 PCP Visits for $0 then $45 / Rewards)myBlue Bronze 2013 ($0 Virtual PCP Visits / 3 PCP Visits for $0 then $30 / Rewards)myBlue Bronze 2129 ($0 Virtual PCP Visits / $35 PCP Visits / $75 Specialist Visits / Rewards)myBlue Bronze 2129E ($0 Virtual PCP Visits / $35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards)myBlue Bronze 2129V ($0 Virtual PCP Visits / $35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards)myBlue Bronze 2149 ($0 Virtual PCP Visits / $35 PCP Visits / $75 Specialist Visits / Rewards)myBlue Bronze 2149E ($0 Virtual PCP Visits / $35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards)myBlue Bronze 2149V ($0 Virtual PCP Visits / $35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards)myBlue Bronze 2219 ($0 Virtual PCP Visits / Rewards)myBlue Bronze 2286 ($0 Virtual PCP Visits / Rewards)myBlue Bronze 2312S ($50 PCP Visits / Multilingual Available / Rewards)myBlue Bronze 2322S ($50 PCP Visits / Multilingual Available / Rewards)myBlue Bronze 2329 ($0 Virtual PCP Visits / $75 PCP Visits / Rewards)myBlue Bronze 2329E ($0 Virtual PCP Visits / $75 PCP Visits / Adult Dental & Vision / Rewards)myBlue Bronze 2329V ($0 Virtual PCP Visits / $75 PCP Visits / Adult Vision / Rewards)myBlue Bronze 2349 ($0 Virtual PCP Visits / $75 PCP Visits / Rewards)myBlue Connected Care Silver 24M03-70 ($0 Virtual PCP Visits / $0 Primary Care Visits with Select Providers / 24x7 Provider Access / Rewards)myBlue Gold 1605 ($0 Virtual PCP Visits / $0 Labs / Rewards)myBlue Gold 2011 ($0 Virtual PCP Visits / $0 Labs / Rewards)myBlue Gold 2016 ($0 Deductible / $0 Virtual PCP Visits / Rewards)myBlue Gold 2314S ($30 PCP Visits / Multilingual Available / Rewards)myBlue Gold 2325S ($30 PCP Visits / Multilingual Available / Rewards)myBlue Gold 24M05-74 ($0 Deductible / $0 Virtual PCP Visits / Rewards)myBlue Platinum 2015 ($0 Deductible / $0 Virtual PCP Visits / $0 Labs / $10 PCP Visits / Rewards)myBlue Platinum 2324S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Multilingual Available / Rewards)myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / Multilingual Available / Rewards)myBlue Platinum 24M05-75 ($0 Deductible / $0 Virtual PCP Visits / $0 Labs / Rewards)myBlue Silver 2010 ($0 Virtual PCP Visits / Rewards)myBlue Silver 2010E ($0 Virtual PCP Visits / Adult Dental & Vision / Rewards)myBlue Silver 2010V ($0 Virtual PCP Visits / Adult Vision / Rewards)myBlue Silver 2237 ($0 Virtual PCP Visits / $60 PCP Visits / $20 Labs / Rewards)myBlue Silver 2237E ($0 Virtual PCP Visits / $60 PCP Visits / $20 Labs / Adult Dental & Vision / Rewards)myBlue Silver 2237V ($0 Virtual PCP Visits / $60 PCP Visits / $20 Labs / Adult Vision / Adult Vision / Rewards)myBlue Silver 2313S ($40 PCP Visits / Multilingual Available / Rewards)myBlue Silver 2323S ($40 PCP Visits / Multilingual Available / Rewards)myBlue Silver 24M02-78 ($0 Virtual PCP Visits / $50 PCP Visits / $15 Labs / Rewards)myBlue Silver 24M02-78E ($0 Virtual PCP Visits / $50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards)myBlue Silver 24M02-78V ($0 Virtual PCP Visits / $50 PCP Visits / $15 Labs / Adult Vision / Rewards)myBlue Silver 24M03-70E ($0 Virtual PCP Visits / $0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards)myBlue Silver 24M03-70V ($0 Virtual PCP Visits / $0 Primary Care Visits with Select Providers / Adult Vision / Rewards)myBlue Silver 24M06-76 ($0 Virtual PCP Visits / $50 PCP Visits / $10 Labs / Rewards)myBlue Silver 24M06-76E ($0 Virtual PCP Visits / $50 PCP Visits / $10 Labs / Adult Dental & Vision / Rewards)myBlue Silver 24M06-76V ($0 Virtual PCP Visits / $50 PCP Visits / $10 Labs / Adult Vision / Rewards)myBlue Silver 25M02-03 ($0 Virtual PCP Visits / $0 Labs / $50 PCP Visits / Rewards)myBlue Silver 25M02-03E ($0 Virtual PCP Visits / $0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards)myBlue Silver 25M02-03V ($0 Virtual PCP Visits / $0 Labs / $50 PCP Visits / Adult Vision / Rewards)myBlue Silver 25M03-01 ($0 Virtual PCP Visits / $0 Primary Care Visits with Select Providers / $20 Labs / Rewards)myBlue Silver 25M03-01E ($0 Virtual PCP Visits / $0 Primary Care Visits with Select Providers / $20 Labs / Adult Dental & Vision / Rewards)myBlue Silver 25M03-01V ($0 Virtual PCP Visits / $0 Primary Care Visits with Select Providers / $20 Labs / Adult Vision / Rewards)myBlue Silver 25M06-02 ($0 Virtual PCP Visits / $0 Labs / $50 PCP Visits / Rewards)myBlue Silver 25M06-02E ($0 Virtual PCP Visits / $0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards)myBlue Silver 25M06-02V ($0 Virtual PCP Visits / $0 Labs / $50 PCP Visits / Adult Vision / Rewards)

Medicare

Medicare

UnitedHealthcare

UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)UHC Bronze StandardUHC Bronze Value ($0 Virtual Urgent Care)UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision)UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)UHC Gold StandardUHC Silver Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx)UHC Silver Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision)UHC Silver StandardUHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx)

Patient Review Consensus

At Live Oak Medical Associates, patients consistently express their satisfaction with the compassionate and attentive care they receive. Reviewers highlight the kindness and expertise of the medical staff, which includes both doctors and nurse practitioners. Many appreciate the time taken to listen to their concerns, explaining procedures in a clear manner and ensuring patients feel comfortable throughout their visits. The friendly atmosphere and support from the entire team contribute to a positive overall experience, making this practice a trusted choice for many.

Top Patient Highlights

Warm And Caring Staff
Attentive And Thorough Care
Clear Communication
Exceptional Empathy
Knowledgeable Healthcare Providers
Friendly And Welcoming Environment
Patient-centered Approach
Efficient And Organized
Trusted Place For Health Concerns
Commitment To Patient Outcomes.

Individual reviews are subjective. Our **Provider Review Consensus** analyzes recent public feedback to identify consistent patterns in wait times, staff professionalism, and quality of care, helping you make a more balanced healthcare choice.

Meet Your Care Team

Our dedicated team provides comprehensive care in Stonewall. View provider specialties below to find the right fit for your needs.

DR. David P Kellen, M.D.

Family Medicine

MRS. Maryellen Neal, ARNP

Nurse Practitioner (Primary Care)

DR. Karen Pennington, M.D.

Internal Medicine

Brid M Wade, APRN

Nurse Practitioner (Family)

DR. William Zimmern, M.D.

Family Medicine

Map and Location

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Compare Nearby Clinics

Finding the right healthcare partner takes time. If you want to explore other local options, we've mapped 20 primary care providers within 20 miles of Gulf Breeze. You can easily compare clinical practices across neighboring areas like Pensacola and Navarre, with the nearest alternative located right here in the immediate area.

2896 Gulf Breeze Pkwy, Gulf Breeze, FL 32563

Santa Rosa County (448) 227-5499

3000 Gulf Breeze Pkwy Suite 11, Gulf Breeze, FL 32563

Santa Rosa County No phone listed

2744 Gulf Breeze Pkwy, Gulf Breeze, FL 32563

Santa Rosa County (850) 934-5713

2667 Edmund Dr, Gulf Breeze, FL 32563

Santa Rosa County (850) 934-3256

2569 Gulf Breeze Pkwy, Gulf Breeze, FL 32563

Santa Rosa County (850) 746-0240

4033 Gulf Breeze Pkwy B, Gulf Breeze, FL 32563

Santa Rosa County (850) 746-1500

1200 Gulf Breeze Pkwy Suite B, Gulf Breeze, FL 32561

Santa Rosa County (850) 916-3680

1118 Gulf Breeze Pkwy, Gulf Breeze, FL 32561

Santa Rosa County (850) 934-5777

311 N Davis Hwy, Pensacola, FL 32501

Escambia County (850) 208-1142

4400 Bayou Blvd # 37, Pensacola, FL 32503

Escambia County (850) 474-9606

2120 E Johnson Ave Suite 100, Pensacola, FL 32514

Escambia County (850) 477-3252

7456 Navarre Pkwy, Navarre, FL 32566

Santa Rosa County (850) 626-5459

7552 Navarre Pkwy UNIT 21, Navarre, FL 32566

Santa Rosa County (850) 936-8343

7552 Navarre Pkwy UNIT 28, Navarre, FL 32566

Santa Rosa County (850) 939-3999

6715 US-98 w, Pensacola, FL 32506

Escambia County (448) 227-5600

9400 University Pkwy #409, Pensacola, FL 32514

Escambia County (448) 227-4430

9400 University Pkwy #210, Pensacola, FL 32514

Escambia County (448) 227-4430

9400 University Pkwy, Pensacola, FL 32514

Escambia County (850) 208-6000

5100 N 12th Ave Suite 201, Pensacola, FL 32504

Escambia County (448) 227-4080

4244 Avalon Blvd, Milton, FL 32583

Santa Rosa County (850) 494-4600